Virginia Mortgage offers competitive interest rates that always beat the banks! Andy Sikora Certified Mortgage Planning Specialist and Certified Liability Advisor to take your call 24 hours a day! Apply online anytime! Purchase, Refinance, Construction, Second Mortgage, FHA home loans, VA, USDA, VHDA.
Beginning October 1, 2011, if you are buying a home in Virginia and using the 100% financing USDA rural housing loan program, the upfront guarantee fee that is financed into your new loan will be reduced from 3.5% to 2% of the loan amount. That's the good news.